Oportun is the savvier way to meet your money goals. You can save without thinking about it, invest at your own pace, and manage your Oportun loan and credit card in one place.
Our app guides your money toward your goals in a way that takes your spending habits, income, money goals, expenses, and overall financial situation into account. It's an effortless tool to help you save, invest, and track your finances. Members typically save thousands of dollars a year* without feeling it.
Oportun learns your spending habits and saves amounts you won’t feel, but add up fast. You can add an unlimited amount of savings goals and little by little, we will help you reach them all without impacting your other finances. Our app also serves as a progress tracker for your savings goals.
BORROW WHEN YOU NEED TO
You’re more than a credit score and we take that into account. Our loans are designed to help you build your credit, so you can apply without a credit history**. Once approved, you can manage your loan alongside our other effortless financial tools. If you already have a loan through Oportun, you can use the app to manage it too.
INVESTING THAT WORKS FOR YOU
Start investing with the Oportun app. It knows your spending habits, bills, bank balance, and saving goals. Then it uses those details to find smarter amounts to invest that won’t take away from your expenses or anything else you’re planning for.
HOW IT WORKS
1. Link your bank account so our app can learn your spending habits and expenses.
2. Set up as many savings goals as you like.
3. We’ll get to work with small transfers saved often.
PUT OPORTUN TO WORK
Get started with 30 free days of saving and investing. After that, you can enjoy effortless money management for just $5/month. Cancel your subscription anytime. Plus, the Oportun app is free for members to use for the purpose of monitoring and paying their loan and credit card. Our app is available in English and Spanish.
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Oportun also offers personal loans in certain states through its partner Pathward ®, N.A., and credit cards through its partner WebBank, and those products are subject to credit approval.
Investment advisory services provided by Digit Advisors, LLC, SEC-registered investment advisor. Brokerage services provided by DriveWealth LLC, an SEC-registered broker-dealer and member of FINRA/SIPC. Investment accounts are: (i) not insured by FDIC; (ii) not a deposit or other obligation of, or guaranteed by Digit or another depository institution; (iii) subject to investment risks, including possible loss of the principal amount invested.
Standard data charges may apply when downloading the app.
*Based on average saves of all paying app members in the prior 12 months. Not a guarantee; results will vary based on your income and spending.
**While a prior credit history is not required to qualify, credit reports will be requested and considered for all applicants.
*** Oportun does not share information between its affiliates or partners without consumer consent or as otherwise allowed by law.